Boston, KY
How exposed is Boston to wildfire?
USFS's Wildfire Risk to Communities model puts Boston at the 27th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 236 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Boston at the 30th percentile, close to its 27th-percentile risk score.
Where Boston's buildings actually sit
236 buildings are counted in Boston, and 89% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Boston compares
Boston's 51st-percentile standing inside Kentucky outpaces its 27th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Boston ranks 23,038 for wildfire risk (1 is highest) and 23,592 by building count (1 is largest). Within Kentucky alone, it ranks 272 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Boston
Boston's moderate wildfire rating (27th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Boston (89%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Boston's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Boston, see the exposure-zones guide.