Boston, IN
Boston wildfire risk explained
USFS scores Boston at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 114 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Boston at the 3rd percentile, close to its 3rd-percentile risk score.
Where Boston's buildings actually sit
Boston rates 78.1% Minimal exposure against just 21.9% Direct and 0% Indirect — of 114 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Boston against the rest of the country
Within Indiana, Boston ranks higher (23rd percentile) than it does nationally (3rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Boston ranks 30,508 for wildfire risk (1 is highest) and 28,446 by building count (1 is largest). Within Indiana alone, it ranks 743 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Boston's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Boston
Boston's 78.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 114 counted buildings into the percentiles shown above for Boston. For more on what minimal exposure implies beyond Boston, see the exposure-zones guide.