Borrego Springs, CA
Borrego Springs, CA's wildfire risk, in USFS's own numbers
Borrego Springs's 2,960 buildings earn a 61st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Borrego Springs's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
Borrego Springs's building exposure, zone by zone
2,960 buildings are counted in Borrego Springs, and 54.3% of them are Indirect exposure — ember-driven risk rather than the 29.7% in Direct exposure or the 16% rated Minimal.
Where Borrego Springs ranks
Borrego Springs ranks lower within California (19th percentile statewide) than its 61st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Borrego Springs ranks 12,438 for wildfire risk (1 is highest) and 5,499 by building count (1 is largest). Within California alone, it ranks 1,276 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Borrego Springs sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 61st-percentile score like Borrego Springs's can end up mattering for. More on the disclosure law.
Hardening a home in Borrego Springs
Because 54.3% of Borrego Springs's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Borrego Springs's figures come from
Every one of the two percentiles behind Borrego Springs's 12,438-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Borrego Springs's dominant indirect exposure actually means, with real examples from across the dataset.