Borger, TX
How exposed is Borger to wildfire?
USFS's Wildfire Risk to Communities model puts Borger at the 100th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 7,738 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Borger at the 100th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Borger's buildings actually sit
7,738 buildings are counted in Borger, and 96.9% of them are Indirect exposure — ember-driven risk rather than the 3.1% in Direct exposure or the 0% rated Minimal. At 7,738 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Borger against the rest of the country
Borger's risk sits at a similar level relative to Texas (100th percentile statewide) as it does nationally (100th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Borger ranks 167 for wildfire risk (1 is highest) and 2,200 by building count (1 is largest). Within Texas alone, it ranks 2 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Borger
At the 100th percentile nationally, Borger carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because 96.9% of Borger's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Borger's figures come from
Every one of the two percentiles behind Borger's 167-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Borger's dominant indirect exposure actually means, with real examples from across the dataset.