Boonville, MO
How exposed is Boonville to wildfire?
Out of every US place USFS scores, Boonville lands at the 54th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 3,478 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Boonville at the 56th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Boonville's building exposure, zone by zone
3,478 buildings are counted in Boonville, and 62% of them are Indirect exposure — ember-driven risk rather than the 27.9% in Direct exposure or the 10.1% rated Minimal.
Boonville against the rest of the country
Boonville scores 54th nationally and 41st within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Boonville ranks 14,468 for wildfire risk (1 is highest) and 4,797 by building count (1 is largest). Within Missouri alone, it ranks 631 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Boonville's elevated wildfire rating (54th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Boonville (62% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,478 counted buildings into the percentiles shown above for Boonville. For more on what indirect exposure implies beyond Boonville, see the exposure-zones guide.