Boonton, NJ
Boonton, NJ's wildfire risk, in USFS's own numbers
Boonton's 3,234 buildings earn a 32nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Boonton's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
What "at risk" means for the buildings here
37.3% of Boonton's 3,234 buildings sit in USFS's Minimal exposure zone, with only 32.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Boonton against the rest of the country
Boonton's risk sits at a similar level relative to New Jersey (29th percentile statewide) as it does nationally (32nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Boonton ranks 21,529 for wildfire risk (1 is highest) and 5,127 by building count (1 is largest). Within New Jersey alone, it ranks 500 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Boonton and the insurance market
Boonton's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 37.3% of Boonton outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,234 counted buildings into the percentiles shown above for Boonton. For more on what minimal exposure implies beyond Boonton, see the exposure-zones guide.