Booneville, KY
Booneville, KY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Booneville lands at the 86th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 250 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Booneville at the 90th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Booneville's buildings actually sit
250 buildings are counted in Booneville, and 63.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Booneville against the rest of the country
Booneville's risk sits at a similar level relative to Kentucky (87th percentile statewide) as it does nationally (86th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Booneville ranks 4,414 for wildfire risk (1 is highest) and 23,141 by building count (1 is largest). Within Kentucky alone, it ranks 75 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Booneville's 86th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Booneville's 63.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Booneville's 86th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Booneville, see the exposure-zones guide.