Boone, IA
Boone, IA's wildfire risk, in USFS's own numbers
Boone sits at the 32nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 6,513 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Boone at the 33rd percentile, close to its 32nd-percentile risk score.
Boone's building exposure, zone by zone
Boone rates 72.6% Minimal exposure against just 10% Direct and 17.4% Indirect — of 6,513 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 6,513 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Boone against the rest of the country
Boone's risk sits at a similar level relative to Iowa (47th percentile statewide) as it does nationally (32nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Boone ranks 21,326 for wildfire risk (1 is highest) and 2,667 by building count (1 is largest). Within Iowa alone, it ranks 537 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Boone's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Boone's 72.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Boone's figures come from
The methodology guide shows exactly how USFS turned 6,513 counted buildings into the percentiles shown above for Boone. The exposure-zones guide covers what Boone's dominant minimal exposure actually means, with real examples from across the dataset.