Bonney, TX
Bonney, TX's wildfire risk, in USFS's own numbers
Bonney sits at the 86th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 176 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bonney's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
Bonney's building exposure, zone by zone
Direct exposure dominates in Bonney: 81.8% of its 176 buildings, versus 18.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Bonney compares
Bonney scores 86th nationally and 75th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bonney ranks 4,519 for wildfire risk (1 is highest) and 25,804 by building count (1 is largest). Within Texas alone, it ranks 452 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Bonney
At the 86th percentile nationally, Bonney carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Bonney (81.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Bonney's 4,519-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Bonney, see the exposure-zones guide.