Bonney Lake, WA
Bonney Lake, WA's wildfire risk, in USFS's own numbers
Bonney Lake sits at the 22nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 8,225 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bonney Lake at the 24th percentile, close to its 22nd-percentile risk score.
What "at risk" means for the buildings here
49% of Bonney Lake's 8,225 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 11.1% Direct and 40% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 8,225 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Bonney Lake against the rest of the country
Bonney Lake's risk sits at a similar level relative to Washington (34th percentile statewide) as it does nationally (22nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bonney Lake ranks 24,632 for wildfire risk (1 is highest) and 2,035 by building count (1 is largest). Within Washington alone, it ranks 413 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Bonney Lake and the insurance market
Bonney Lake's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 49% of Bonney Lake's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Bonney Lake's figures come from
Every one of the two percentiles behind Bonney Lake's 24,632-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bonney Lake's dominant indirect exposure actually means, with real examples from across the dataset.