Bonita Springs, FL
Bonita Springs wildfire risk explained
USFS's Wildfire Risk to Communities model puts Bonita Springs at the 93rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 27,290 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bonita Springs's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Bonita Springs's building exposure, zone by zone
Most of Bonita Springs's buildings (44.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 27,290 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Bonita Springs against the rest of the country
Bonita Springs scores 93rd nationally and 88th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bonita Springs ranks 2,072 for wildfire risk (1 is highest) and 451 by building count (1 is largest). Within Florida alone, it ranks 115 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 93rd percentile nationally, Bonita Springs carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Bonita Springs (44.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Bonita Springs's 2,072-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Bonita Springs, see the exposure-zones guide.