Bonifay, FL
How exposed is Bonifay to wildfire?
Out of every US place USFS scores, Bonifay lands at the 69th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,572 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bonifay's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
Where Bonifay's buildings actually sit
USFS classifies 60.6% of Bonifay's buildings as Direct exposure, higher than its 39.4% Indirect share and far above its 0% Minimal share — a profile where 953 structures sit close enough to vegetation that lot clearing matters most.
How Bonifay compares
Bonifay ranks lower within Florida (26th percentile statewide) than its 69th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bonifay ranks 9,696 for wildfire risk (1 is highest) and 8,876 by building count (1 is largest). Within Florida alone, it ranks 712 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Bonifay and the insurance market
Bonifay's 69th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 60.6% of Bonifay in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Bonifay's figures come from
Every one of the two percentiles behind Bonifay's 9,696-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bonifay's dominant direct exposure actually means, with real examples from across the dataset.