Bonfield, IL
Bonfield wildfire risk explained
Bonfield's 234 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bonfield at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Bonfield's buildings actually sit
Bonfield rates 92.3% Minimal exposure against just 7.7% Direct and 0% Indirect — of 234 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Bonfield compares
Bonfield's 20th-percentile standing inside Illinois outpaces its 3rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Bonfield ranks 30,531 for wildfire risk (1 is highest) and 23,658 by building count (1 is largest). Within Illinois alone, it ranks 1,151 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Bonfield
At the 3rd national percentile, Bonfield rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 92.3% of Bonfield outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Bonfield's figures come from
Every one of the two percentiles behind Bonfield's 30,531-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bonfield's dominant minimal exposure actually means, with real examples from across the dataset.