Bonaparte, IA
Bonaparte wildfire risk explained
Bonaparte's 289 buildings earn a 67th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bonaparte at the 69th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 74.1% of Bonaparte's 289 buildings in the Indirect exposure zone, versus 26% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Bonaparte against the rest of the country
Bonaparte's 91st-percentile standing inside Iowa outpaces its 67th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Bonaparte ranks 10,488 for wildfire risk (1 is highest) and 21,937 by building count (1 is largest). Within Iowa alone, it ranks 96 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Bonaparte and the insurance market
Bonaparte's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 74.1% of Bonaparte's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Bonaparte's figures come from
The methodology guide shows exactly how USFS turned 289 counted buildings into the percentiles shown above for Bonaparte. The exposure-zones guide covers what Bonaparte's dominant indirect exposure actually means, with real examples from across the dataset.