Bonanza Mountain Estates, CO
How exposed is Bonanza Mountain Estates to wildfire?
USFS scores Bonanza Mountain Estates at the 98th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 97 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bonanza Mountain Estates at the 97th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Bonanza Mountain Estates's buildings actually sit
Of Bonanza Mountain Estates's 97 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Bonanza Mountain Estates against the rest of the country
There's little gap between Bonanza Mountain Estates's 98th national percentile and its 92nd percentile inside Colorado, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bonanza Mountain Estates ranks 566 for wildfire risk (1 is highest) and 29,165 by building count (1 is largest). Within Colorado alone, it ranks 38 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Bonanza Mountain Estates
Bonanza Mountain Estates's 98th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Bonanza Mountain Estates (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 97 counted buildings into the percentiles shown above for Bonanza Mountain Estates. For more on what direct exposure implies beyond Bonanza Mountain Estates, see the exposure-zones guide.