Bonanza, CO
How exposed is Bonanza to wildfire?
Bonanza's 50 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bonanza at the 75th percentile, close to its 82nd-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Bonanza: 100% of its 50 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Bonanza ranks
Bonanza's 82nd national percentile looks worse in isolation than its 59th ranking inside Colorado does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Bonanza ranks 5,635 for wildfire risk (1 is highest) and 30,926 by building count (1 is largest). Within Colorado alone, it ranks 195 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Bonanza and the insurance market
At the 82nd percentile nationally, Bonanza carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 100% of Bonanza in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Bonanza's 5,635-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Bonanza, see the exposure-zones guide.