Bokeelia, FL
How exposed is Bokeelia to wildfire?
USFS's Wildfire Risk to Communities model puts Bokeelia at the 85th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,574 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bokeelia at the 86th percentile, close to its 85th-percentile risk score.
Bokeelia's building exposure, zone by zone
60% of Bokeelia's 1,574 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 38.3% Direct and 1.8% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Bokeelia ranks
Inside Florida, Bokeelia sits at just the 65th percentile even though it scores 85th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Bokeelia ranks 4,694 for wildfire risk (1 is highest) and 8,866 by building count (1 is largest). Within Florida alone, it ranks 336 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Bokeelia's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Bokeelia
With ember exposure the dominant pattern in Bokeelia (60% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Bokeelia's figures come from
Every one of the two percentiles behind Bokeelia's 4,694-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bokeelia's dominant indirect exposure actually means, with real examples from across the dataset.