Bogue Chitto (Lincoln), MS
How exposed is Bogue Chitto (Lincoln) to wildfire?
Bogue Chitto (Lincoln) sits at the 82nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 340 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bogue Chitto (Lincoln) at the 85th percentile, close to its 82nd-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Bogue Chitto (Lincoln): 88.8% of its 340 buildings, versus 11.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Bogue Chitto (Lincoln) against the rest of the country
Bogue Chitto (Lincoln)'s risk sits at a similar level relative to Mississippi (85th percentile statewide) as it does nationally (82nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bogue Chitto (Lincoln) ranks 5,579 for wildfire risk (1 is highest) and 20,574 by building count (1 is largest). Within Mississippi alone, it ranks 64 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
Bogue Chitto (Lincoln)'s 82nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Bogue Chitto (Lincoln) (88.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Bogue Chitto (Lincoln)'s 5,579-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Bogue Chitto (Lincoln), see the exposure-zones guide.