Bogota, TN
Bogota wildfire risk explained
Out of every US place USFS scores, Bogota lands at the 27th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 121 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bogota's burn probability — fire likelihood with no building count factored in — sits at the 27th percentile nationally.
What "at risk" means for the buildings here
121 buildings are counted in Bogota, and 56.2% of them are Indirect exposure — ember-driven risk rather than the 34.7% in Direct exposure or the 9.1% rated Minimal.
Where Bogota ranks
Bogota scores 27th nationally and 12th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bogota ranks 23,176 for wildfire risk (1 is highest) and 28,132 by building count (1 is largest). Within Tennessee alone, it ranks 443 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Bogota
At the 27th national percentile, Bogota rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Bogota's 56.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Bogota's figures come from
The methodology guide shows exactly how USFS turned 121 counted buildings into the percentiles shown above for Bogota. The exposure-zones guide covers what Bogota's dominant indirect exposure actually means, with real examples from across the dataset.