Boerne, TX
How exposed is Boerne to wildfire?
Out of every US place USFS scores, Boerne lands at the 79th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 6,683 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Boerne at the 76th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Boerne's building exposure, zone by zone
69.4% of Boerne's 6,683 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 30.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 6,683 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Boerne ranks
Boerne's 79th national percentile looks worse in isolation than its 58th ranking inside Texas does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Boerne ranks 6,785 for wildfire risk (1 is highest) and 2,592 by building count (1 is largest). Within Texas alone, it ranks 761 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Boerne and the insurance market
Boerne's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Boerne's 69.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 6,683 counted buildings into the percentiles shown above for Boerne. For more on what indirect exposure implies beyond Boerne, see the exposure-zones guide.