Bodfish, CA
How exposed is Bodfish to wildfire?
Out of every US place USFS scores, Bodfish lands at the 100th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,824 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bodfish at the 100th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
59.7% of Bodfish's 1,824 buildings sit in USFS's Direct exposure zone, roughly 1,089 structures close enough to burnable vegetation for flame contact, not just embers — 40.3% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Bodfish ranks
Bodfish scores 100th nationally and 97th within California — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bodfish ranks 87 for wildfire risk (1 is highest) and 7,994 by building count (1 is largest). Within California alone, it ranks 51 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Bodfish's 100th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
Because Direct exposure dominates in Bodfish (59.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,824 counted buildings into the percentiles shown above for Bodfish. For more on what direct exposure implies beyond Bodfish, see the exposure-zones guide.