Bode, IA
How exposed is Bode to wildfire?
Bode sits at the 1st percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 245 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bode's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Bode's building exposure, zone by zone
89.4% of Bode's 245 buildings sit in USFS's Minimal exposure zone, with only 10.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Bode compares
There's little gap between Bode's 1st national percentile and its 1st percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bode ranks 31,145 for wildfire risk (1 is highest) and 23,291 by building count (1 is largest). Within Iowa alone, it ranks 1,004 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Bode's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Bode's 89.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 245 counted buildings into the percentiles shown above for Bode. For more on what minimal exposure implies beyond Bode, see the exposure-zones guide.