Bock, MN
Bock, MN's wildfire risk, in USFS's own numbers
Bock sits at the 69th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 95 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bock at the 70th percentile, close to its 69th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Bock (65.3% of 95 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 34.7% sit in the Direct zone.
How Bock compares
Compare Bock's two percentiles: 93rd within Minnesota, only 69th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Bock ranks 9,834 for wildfire risk (1 is highest) and 29,269 by building count (1 is largest). Within Minnesota alone, it ranks 67 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 69th percentile nationally, Bock carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Bock
With ember exposure the dominant pattern in Bock (65.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Bock's 9,834-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Bock, see the exposure-zones guide.