Boca Raton, FL
Boca Raton, FL's wildfire risk, in USFS's own numbers
Boca Raton's 26,112 buildings earn a 60th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Boca Raton at the 66th national percentile — 6 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Boca Raton's buildings actually sit
Most of Boca Raton's buildings (95.8% of 26,112) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 26,112 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Boca Raton against the rest of the country
Boca Raton ranks lower within Florida (14th percentile statewide) than its 60th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Boca Raton ranks 12,691 for wildfire risk (1 is highest) and 475 by building count (1 is largest). Within Florida alone, it ranks 821 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Boca Raton and the insurance market
Boca Raton's elevated rating (60th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Boca Raton
With 95.8% of buildings rated Minimal exposure, Boca Raton gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Boca Raton's figures come from
The methodology guide shows exactly how USFS turned 26,112 counted buildings into the percentiles shown above for Boca Raton. The exposure-zones guide covers what Boca Raton's dominant minimal exposure actually means, with real examples from across the dataset.