Bobtown, VA
Bobtown, VA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Bobtown lands at the 53rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 174 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bobtown at the 52nd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Bobtown's buildings actually sit
USFS classifies 88.5% of Bobtown's buildings as Direct exposure, higher than its 7.5% Indirect share and far above its 4% Minimal share — a profile where 154 structures sit close enough to vegetation that lot clearing matters most.
Where Bobtown ranks
Bobtown's risk sits at a similar level relative to Virginia (58th percentile statewide) as it does nationally (53rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bobtown ranks 14,828 for wildfire risk (1 is highest) and 25,872 by building count (1 is largest). Within Virginia alone, it ranks 285 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
At the 53rd national percentile, Bobtown rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Bobtown's 88.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Bobtown's figures come from
The methodology guide shows exactly how USFS turned 174 counted buildings into the percentiles shown above for Bobtown. The exposure-zones guide covers what Bobtown's dominant direct exposure actually means, with real examples from across the dataset.