Bobtown, PA
How exposed is Bobtown to wildfire?
USFS's Wildfire Risk to Communities model puts Bobtown at the 40th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 394 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bobtown's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
What "at risk" means for the buildings here
394 buildings are counted in Bobtown, and 73.9% of them are Indirect exposure — ember-driven risk rather than the 26.1% in Direct exposure or the 0% rated Minimal.
How Bobtown compares
Within Pennsylvania, Bobtown ranks higher (62nd percentile) than it does nationally (40th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Bobtown ranks 18,950 for wildfire risk (1 is highest) and 19,335 by building count (1 is largest). Within Pennsylvania alone, it ranks 748 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Bobtown and the insurance market
Bobtown's moderate wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 73.9% of Bobtown's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 394 counted buildings into the percentiles shown above for Bobtown. For more on what indirect exposure implies beyond Bobtown, see the exposure-zones guide.