Bly, OR
Bly wildfire risk explained
Out of every US place USFS scores, Bly lands at the 94th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 242 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bly's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Bly (61.2% of 242 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 38.8% sit in the Direct zone.
How Bly compares
There's little gap between Bly's 94th national percentile and its 81st percentile inside Oregon, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bly ranks 1,898 for wildfire risk (1 is highest) and 23,402 by building count (1 is largest). Within Oregon alone, it ranks 81 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
What this risk score means for insurance
Because Bly is in Oregon, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. Full detail in the disclosure-law guide.
What would actually reduce this score
Because 61.2% of Bly's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 242 counted buildings into the percentiles shown above for Bly. For more on what indirect exposure implies beyond Bly, see the exposure-zones guide.