Bluford, IL
Bluford, IL's wildfire risk, in USFS's own numbers
USFS scores Bluford at the 26th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 509 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bluford at the 27th percentile, close to its 26th-percentile risk score.
Bluford's building exposure, zone by zone
USFS classifies 64.1% of Bluford's buildings as Direct exposure, higher than its 12.4% Indirect share and far above its 23.6% Minimal share — a profile where 326 structures sit close enough to vegetation that lot clearing matters most.
How Bluford compares
Compare Bluford's two percentiles: 74th within Illinois, only 26th nationally — a gap of 48 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Bluford ranks 23,185 for wildfire risk (1 is highest) and 17,187 by building count (1 is largest). Within Illinois alone, it ranks 373 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Bluford
Bluford's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Bluford
Bluford's 64.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Bluford's figures come from
The methodology guide shows exactly how USFS turned 509 counted buildings into the percentiles shown above for Bluford. The exposure-zones guide covers what Bluford's dominant direct exposure actually means, with real examples from across the dataset.