Bluffton, OH
How exposed is Bluffton to wildfire?
Bluffton's 2,003 buildings earn a 2nd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bluffton at the 2nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Bluffton's buildings actually sit
Only 15.2% of Bluffton's 2,003 buildings carry Direct exposure and 0% carry Indirect; the remaining 84.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Bluffton compares
Bluffton's risk sits at a similar level relative to Ohio (13th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bluffton ranks 30,898 for wildfire risk (1 is highest) and 7,469 by building count (1 is largest). Within Ohio alone, it ranks 1,095 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Bluffton
Bluffton's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Bluffton's 84.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Bluffton's figures come from
The methodology guide shows exactly how USFS turned 2,003 counted buildings into the percentiles shown above for Bluffton. The exposure-zones guide covers what Bluffton's dominant minimal exposure actually means, with real examples from across the dataset.