Bluff City, KS
Bluff City wildfire risk explained
Out of every US place USFS scores, Bluff City lands at the 48th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 92 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bluff City at the 42nd percentile, close to its 48th-percentile risk score.
What "at risk" means for the buildings here
Only 29.4% of Bluff City's 92 buildings carry Direct exposure and 0% carry Indirect; the remaining 70.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Bluff City against the rest of the country
Bluff City's 48th national percentile looks worse in isolation than its 28th ranking inside Kansas does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Bluff City ranks 16,324 for wildfire risk (1 is highest) and 29,397 by building count (1 is largest). Within Kansas alone, it ranks 523 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
At the 48th national percentile, Bluff City rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Bluff City's 70.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Bluff City's 16,324-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Bluff City, see the exposure-zones guide.