Bluewater Village, NM
Bluewater Village wildfire risk explained
Bluewater Village sits at the 57th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 559 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bluewater Village's burn probability — fire likelihood with no building count factored in — sits at the 55th percentile nationally.
Where Bluewater Village's buildings actually sit
Direct exposure dominates in Bluewater Village: 87.1% of its 559 buildings, versus 12.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Bluewater Village against the rest of the country
Inside New Mexico, Bluewater Village sits at just the 26th percentile even though it scores 57th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Bluewater Village ranks 13,526 for wildfire risk (1 is highest) and 16,427 by building count (1 is largest). Within New Mexico alone, it ranks 369 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Bluewater Village's elevated rating (57th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 87.1% of Bluewater Village in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 559 counted buildings into the percentiles shown above for Bluewater Village. For more on what direct exposure implies beyond Bluewater Village, see the exposure-zones guide.