Bluebell, UT
Bluebell, UT's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Bluebell lands at the 74th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 254 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bluebell's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
Where Bluebell's buildings actually sit
254 buildings are counted in Bluebell, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Bluebell ranks
Inside Utah, Bluebell sits at just the 31st percentile even though it scores 74th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Bluebell ranks 8,210 for wildfire risk (1 is highest) and 23,032 by building count (1 is largest). Within Utah alone, it ranks 225 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
Bluebell's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Bluebell
Bluebell's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Bluebell's figures come from
Bluebell's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bluebell's dominant direct exposure actually means, with real examples from across the dataset.