Blue Summit, MO
Blue Summit wildfire risk explained
USFS's Wildfire Risk to Communities model puts Blue Summit at the 49th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 400 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Blue Summit's burn probability — fire likelihood with no building count factored in — sits at the 52nd percentile nationally.
Where Blue Summit's buildings actually sit
USFS classifies 91.5% of Blue Summit's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 8.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Blue Summit against the rest of the country
Inside Missouri, Blue Summit sits at just the 32nd percentile even though it scores 49th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Blue Summit ranks 15,975 for wildfire risk (1 is highest) and 19,211 by building count (1 is largest). Within Missouri alone, it ranks 728 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Blue Summit's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Blue Summit's 91.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 400 counted buildings into the percentiles shown above for Blue Summit. For more on what minimal exposure implies beyond Blue Summit, see the exposure-zones guide.