Blue Springs, NE
Blue Springs wildfire risk explained
USFS's Wildfire Risk to Communities model puts Blue Springs at the 60th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 341 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Blue Springs at the 54th percentile, close to its 60th-percentile risk score.
Where Blue Springs's buildings actually sit
Blue Springs rates 66% Minimal exposure against just 34% Direct and 0% Indirect — of 341 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Blue Springs ranks
Blue Springs's risk sits at a similar level relative to Nebraska (50th percentile statewide) as it does nationally (60th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Blue Springs ranks 12,704 for wildfire risk (1 is highest) and 20,556 by building count (1 is largest). Within Nebraska alone, it ranks 292 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Blue Springs's elevated wildfire rating (60th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Blue Springs's 66% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 341 counted buildings into the percentiles shown above for Blue Springs. For more on what minimal exposure implies beyond Blue Springs, see the exposure-zones guide.