Blue River, CO
Blue River, CO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Blue River lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 767 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Blue River at the 61st national percentile — 9 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Blue River's buildings actually sit
Direct exposure dominates in Blue River: 97.8% of its 767 buildings, versus 2.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Blue River compares
Blue River ranks lower within Colorado (37th percentile statewide) than its 70th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Blue River ranks 9,512 for wildfire risk (1 is highest) and 13,941 by building count (1 is largest). Within Colorado alone, it ranks 297 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Blue River
Blue River's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Blue River
With 97.8% of Blue River in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Blue River's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Blue River, see the exposure-zones guide.