Blue Ridge, TX
Blue Ridge wildfire risk explained
Out of every US place USFS scores, Blue Ridge lands at the 75th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 524 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Blue Ridge at the 75th percentile, close to its 75th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Blue Ridge (68.1% of 524 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 31.9% sit in the Direct zone.
Where Blue Ridge ranks
Blue Ridge's 75th national percentile looks worse in isolation than its 47th ranking inside Texas does — this place is on the milder end for its own state, by 28 points. Among the 31,521 US communities USFS scores, Blue Ridge ranks 7,799 for wildfire risk (1 is highest) and 16,969 by building count (1 is largest). Within Texas alone, it ranks 949 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Blue Ridge
At the 75th percentile nationally, Blue Ridge carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Blue Ridge (68.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Blue Ridge's figures come from
The methodology guide shows exactly how USFS turned 524 counted buildings into the percentiles shown above for Blue Ridge. The exposure-zones guide covers what Blue Ridge's dominant indirect exposure actually means, with real examples from across the dataset.