Blue Ridge Shores, VA
Blue Ridge Shores wildfire risk explained
Out of every US place USFS scores, Blue Ridge Shores lands at the 43rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 608 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Blue Ridge Shores's burn probability — fire likelihood with no building count factored in — sits at the 45th percentile nationally.
Blue Ridge Shores's building exposure, zone by zone
90.6% of Blue Ridge Shores's 608 buildings sit in USFS's Direct exposure zone, roughly 551 structures close enough to burnable vegetation for flame contact, not just embers — 4.8% fall in the Indirect, ember-only zone and 4.6% are Minimal.
Blue Ridge Shores against the rest of the country
There's little gap between Blue Ridge Shores's 43rd national percentile and its 40th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Blue Ridge Shores ranks 17,856 for wildfire risk (1 is highest) and 15,721 by building count (1 is largest). Within Virginia alone, it ranks 411 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Shopping for coverage in Blue Ridge Shores
Blue Ridge Shores's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Blue Ridge Shores's 90.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 608 counted buildings into the percentiles shown above for Blue Ridge Shores. For more on what direct exposure implies beyond Blue Ridge Shores, see the exposure-zones guide.