Blue, OK
Blue wildfire risk explained
USFS's Wildfire Risk to Communities model puts Blue at the 74th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 229 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Blue at the 75th percentile, close to its 74th-percentile risk score.
Blue's building exposure, zone by zone
229 buildings are counted in Blue, and 89.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Blue ranks
Blue ranks lower within Oklahoma (13th percentile statewide) than its 74th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Blue ranks 8,229 for wildfire risk (1 is highest) and 23,829 by building count (1 is largest). Within Oklahoma alone, it ranks 722 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Blue
Blue's 74th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Blue
Blue's 89.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Blue's figures come from
Blue's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Blue's dominant direct exposure actually means, with real examples from across the dataset.