WildfireRiskFinder

Blue Mountain, AR

How exposed is Blue Mountain to wildfire?

High
71stpercentile nationally

Out of every US place USFS scores, Blue Mountain lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 97 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)

Fire likelihood alone (USFS's burn-probability figure) ranks Blue Mountain at the 73rd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.

Blue Mountain's building exposure, zone by zone

97Total buildings
89.7%Direct exposure
10.3%Indirect exposure
0%Minimal exposure

Of Blue Mountain's 97 counted buildings, 89.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.

Where Blue Mountain ranks

There's little gap between Blue Mountain's 71st national percentile and its 56th percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Blue Mountain ranks 9,288 for wildfire risk (1 is highest) and 29,162 by building count (1 is largest). Within Arkansas alone, it ranks 271 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.

What this risk score means for insurance

At the 71st percentile nationally, Blue Mountain carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.

Hardening a home in Blue Mountain

Blue Mountain's 89.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.

Where Blue Mountain's figures come from

Every one of the two percentiles behind Blue Mountain's 9,288-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Blue Mountain's dominant direct exposure actually means, with real examples from across the dataset.