Blue Island, IL
How exposed is Blue Island to wildfire?
Blue Island's 8,679 buildings earn a 41st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Blue Island at the 45th percentile, close to its 41st-percentile risk score.
What "at risk" means for the buildings here
Most of Blue Island's buildings (99.7% of 8,679) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 8,679 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Blue Island against the rest of the country
Compare Blue Island's two percentiles: 93rd within Illinois, only 41st nationally — a gap of 52 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Blue Island ranks 18,554 for wildfire risk (1 is highest) and 1,919 by building count (1 is largest). Within Illinois alone, it ranks 96 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Blue Island's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Blue Island's 99.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Blue Island's figures come from
Every one of the two percentiles behind Blue Island's 18,554-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Blue Island's dominant minimal exposure actually means, with real examples from across the dataset.