Blue Hill, ME
How exposed is Blue Hill to wildfire?
Blue Hill's 795 buildings earn a 12th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Blue Hill at the 11th percentile, close to its 12th-percentile risk score.
Blue Hill's building exposure, zone by zone
72.6% of Blue Hill's 795 buildings sit in USFS's Direct exposure zone, roughly 577 structures close enough to burnable vegetation for flame contact, not just embers — 26.4% fall in the Indirect, ember-only zone and 1% are Minimal.
How Blue Hill compares
Blue Hill's 58th-percentile standing inside Maine outpaces its 12th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Blue Hill ranks 27,799 for wildfire risk (1 is highest) and 13,685 by building count (1 is largest). Within Maine alone, it ranks 66 of 155 places by risk. See the full county-by-county picture for Maine on its state page.
What this risk score means for insurance
Blue Hill's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Blue Hill
With 72.6% of Blue Hill in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Blue Hill's figures come from
Blue Hill's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Blue Hill's dominant direct exposure actually means, with real examples from across the dataset.