Blue Grass, IA
Blue Grass wildfire risk explained
Blue Grass's 899 buildings earn a 56th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Blue Grass's burn probability — fire likelihood with no building count factored in — sits at the 59th percentile nationally.
Where Blue Grass's buildings actually sit
Indirect exposure is dominant in Blue Grass (84.7% of 899 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 15.2% sit in the Direct zone.
Blue Grass against the rest of the country
Blue Grass's 77th-percentile standing inside Iowa outpaces its 56th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Blue Grass ranks 13,801 for wildfire risk (1 is highest) and 12,728 by building count (1 is largest). Within Iowa alone, it ranks 231 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 56th national percentile, Blue Grass rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Blue Grass's 84.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Blue Grass's figures come from
Every one of the two percentiles behind Blue Grass's 13,801-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Blue Grass's dominant indirect exposure actually means, with real examples from across the dataset.