Blue Earth, MN
Blue Earth, MN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Blue Earth at the 12th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 2,216 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Blue Earth at the 10th percentile, close to its 12th-percentile risk score.
Blue Earth's building exposure, zone by zone
USFS classifies 81.2% of Blue Earth's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 18.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Blue Earth ranks
Blue Earth's risk sits at a similar level relative to Minnesota (16th percentile statewide) as it does nationally (12th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Blue Earth ranks 27,705 for wildfire risk (1 is highest) and 6,892 by building count (1 is largest). Within Minnesota alone, it ranks 767 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Blue Earth and the insurance market
Blue Earth's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 81.2% of buildings rated Minimal exposure, Blue Earth gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Blue Earth's figures come from
The methodology guide shows exactly how USFS turned 2,216 counted buildings into the percentiles shown above for Blue Earth. The exposure-zones guide covers what Blue Earth's dominant minimal exposure actually means, with real examples from across the dataset.