Blue Ash, OH
Blue Ash wildfire risk explained
Out of every US place USFS scores, Blue Ash lands at the 13th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 5,588 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Blue Ash at the 15th percentile, close to its 13th-percentile risk score.
Where Blue Ash's buildings actually sit
Most of Blue Ash's buildings (65.9% of 5,588) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 5,588 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Blue Ash ranks
Blue Ash's 39th-percentile standing inside Ohio outpaces its 13th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Blue Ash ranks 27,365 for wildfire risk (1 is highest) and 3,085 by building count (1 is largest). Within Ohio alone, it ranks 766 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Blue Ash's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Blue Ash's 65.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Blue Ash's 27,365-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Blue Ash, see the exposure-zones guide.