Bloomsdale, MO
Bloomsdale, MO's wildfire risk, in USFS's own numbers
USFS scores Bloomsdale at the 50th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 330 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bloomsdale at the 50th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Bloomsdale's building exposure, zone by zone
USFS classifies 64.6% of Bloomsdale's buildings as Direct exposure, higher than its 35.5% Indirect share and far above its 0% Minimal share — a profile where 213 structures sit close enough to vegetation that lot clearing matters most.
Bloomsdale against the rest of the country
Bloomsdale ranks lower within Missouri (32nd percentile statewide) than its 50th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bloomsdale ranks 15,920 for wildfire risk (1 is highest) and 20,823 by building count (1 is largest). Within Missouri alone, it ranks 724 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Bloomsdale and the insurance market
Bloomsdale's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Bloomsdale's 64.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 330 counted buildings into the percentiles shown above for Bloomsdale. For more on what direct exposure implies beyond Bloomsdale, see the exposure-zones guide.