Bloomington, TX
Bloomington, TX's wildfire risk, in USFS's own numbers
USFS scores Bloomington at the 83rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,283 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bloomington's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
Where Bloomington's buildings actually sit
Most of Bloomington's buildings (67.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Bloomington ranks
There's little gap between Bloomington's 83rd national percentile and its 69th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bloomington ranks 5,401 for wildfire risk (1 is highest) and 10,182 by building count (1 is largest). Within Texas alone, it ranks 561 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Bloomington
Bloomington's 83rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 67.4% of Bloomington's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,283 counted buildings into the percentiles shown above for Bloomington. For more on what indirect exposure implies beyond Bloomington, see the exposure-zones guide.