WildfireRiskFinder

Bloomington, NE

Bloomington, NE's wildfire risk, in USFS's own numbers

Elevated
58thpercentile nationally

USFS's Wildfire Risk to Communities model puts Bloomington at the 58th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 170 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)

Fire likelihood alone (USFS's burn-probability figure) ranks Bloomington at the 57th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.

Bloomington's building exposure, zone by zone

170Total buildings
31.2%Direct exposure
0%Indirect exposure
68.8%Minimal exposure

Only 31.2% of Bloomington's 170 buildings carry Direct exposure and 0% carry Indirect; the remaining 68.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.

How Bloomington compares

Bloomington's risk sits at a similar level relative to Nebraska (47th percentile statewide) as it does nationally (58th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bloomington ranks 13,147 for wildfire risk (1 is highest) and 26,035 by building count (1 is largest). Within Nebraska alone, it ranks 310 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.

What this risk score means for insurance

At the 58th national percentile, Bloomington rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.

What would actually reduce this score

With 68.8% of buildings rated Minimal exposure, Bloomington gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.

More on how this number was built

Bloomington's 58th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Bloomington, see the exposure-zones guide.