Bloomington, MN
Bloomington, MN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Bloomington lands at the 50th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 31,646 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bloomington's burn probability — fire likelihood with no building count factored in — sits at the 44th percentile nationally.
Bloomington's building exposure, zone by zone
Bloomington rates 57.4% Minimal exposure against just 9.4% Direct and 33.2% Indirect — of 31,646 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 31,646 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Bloomington compares
Compare Bloomington's two percentiles: 74th within Minnesota, only 50th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Bloomington ranks 15,695 for wildfire risk (1 is highest) and 353 by building count (1 is largest). Within Minnesota alone, it ranks 235 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Bloomington
Bloomington's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Bloomington
With 57.4% of buildings rated Minimal exposure, Bloomington gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Bloomington's 15,695-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Bloomington, see the exposure-zones guide.