Bloomington, ID
Bloomington, ID's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Bloomington at the 84th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 264 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bloomington at the 84th percentile, close to its 84th-percentile risk score.
What "at risk" means for the buildings here
Of Bloomington's 264 counted buildings, 90.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Bloomington ranks
Bloomington's 84th national percentile looks worse in isolation than its 54th ranking inside Idaho does — this place is on the milder end for its own state, by 30 points. Among the 31,521 US communities USFS scores, Bloomington ranks 5,105 for wildfire risk (1 is highest) and 22,694 by building count (1 is largest). Within Idaho alone, it ranks 108 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
At the 84th percentile nationally, Bloomington carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Bloomington
Because Direct exposure dominates in Bloomington (90.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 264 counted buildings into the percentiles shown above for Bloomington. For more on what direct exposure implies beyond Bloomington, see the exposure-zones guide.