Bloomingdale, TN
Bloomingdale, TN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Bloomingdale lands at the 66th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 5,399 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bloomingdale at the 71st national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
59.2% of Bloomingdale's 5,399 buildings sit in USFS's Direct exposure zone, roughly 3,194 structures close enough to burnable vegetation for flame contact, not just embers — 40.4% fall in the Indirect, ember-only zone and 0.4% are Minimal. At 5,399 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Bloomingdale against the rest of the country
There's little gap between Bloomingdale's 66th national percentile and its 59th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bloomingdale ranks 10,632 for wildfire risk (1 is highest) and 3,196 by building count (1 is largest). Within Tennessee alone, it ranks 208 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Bloomingdale
At the 66th percentile nationally, Bloomingdale carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Bloomingdale's 59.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Bloomingdale's figures come from
The methodology guide shows exactly how USFS turned 5,399 counted buildings into the percentiles shown above for Bloomingdale. The exposure-zones guide covers what Bloomingdale's dominant direct exposure actually means, with real examples from across the dataset.